Money has always meant power, opening doors and granting influence, and God watches how we handle it to see if we can be trusted with authority in His Kingdom. In the parable of the minas, those who managed money faithfully gained power over cities. At the Feast, our temporary wealth reveals our character, so we must guard against pride, trust the Living God rather than uncertain riches, and use our abundance to help the elderly, unemployed, and needy. Though the wicked prosper, we should not envy them, for true wealth lies in God. The love of money roots many evils, and greed masked as gaming or speculation reflects sinful motive. Genuine success is spiritual, benefiting others and being rich toward God.

Playlist:

playlist Go to the Money (topic) playlist

Filter by Categories

The Money Has Failed (Part Four)

Commentary by Martin G. Collins

The world's money is failing because of the gross theft of common wealth through exploitation and greed by governments, banks, and corporations. To conceal this massive shift of resources to the elite, more currency is printed from nothing, which reduces the value of existing money and drives inflation. Everyday price increases in necessities such as food, healthcare, and education outpace any reported declines in discretionary items, leaving consumers feeling the burden while official statistics understate the true cost of living. Wholesale food prices have risen sharply, with specific grocery items showing increases between 32 and 46 percent over the past decade, and these pressures are expected to accelerate. At the same time, median incomes and government cost-of-living adjustments fail to keep pace, leaving most Americans worse off. Additional forces assure further failure: the stock market is overvalued and manipulated, the dollar functions only as a debt instrument with no intrinsic backing beyond eroding consumer confidence, currency wars destabilize trade, negative interest rates threaten savings, and national debts exceed gross incomes worldwide. These unsustainable conditions prompt a push toward a cashless system that would grant total control over buying and selling. Systemic problems remain untouched by political changes, and the consequences of decades of debt accumulation will produce a major economic reckoning. Preparation requires eliminating personal debt before the bubble bursts. In the midst of these developments, the proper perspective places money in its true place: it cannot purchase lasting satisfaction or eternal value. Effort must instead be directed toward what truly sustains the soul, as only God provides genuine and enduring abundance.

The Money Has Failed (Part Three)

Commentary by Martin G. Collins

The discussion of money centers on the accelerating global shift away from cash toward electronic forms of currency, driven by technological advances and deliberate policies that erode personal financial autonomy. Cash currently provides a measure of freedom and anonymity that governments and globalist institutions seek to eliminate, viewing it as an obstacle to total control over transactions. This war on cash is portrayed as a strategic effort to exploit debt crises, outlaw physical currency, and compel universal adoption of trackable electronic systems, thereby granting authorities the power to determine who may buy or sell. Such developments are explicitly linked to the prophecy in Revelation 13:16-17, where no one can engage in commerce without the mark, name, or number of the beast, suggesting that mechanisms for restricting economic participation may include elements like mandated Sunday observance. Banks and governments advance these policies through practical measures, including restrictions on cash deposits, loans, and storage, alongside the promotion of credit cards, smartphone payments, and prepaid alternatives that disproportionately burden those without traditional banking access. Electronic currency is described as inherently subject to complete governmental oversight, enabling automatic taxation, freezes, confiscations, negative interest rates, and sudden devaluations through nationwide conversions that transfer wealth from individuals to the state. Historical trends, from the introduction of charge cards in the 1950s to modern apps, illustrate how money has already moved from tangible notes to digital transfers, normalizing cashless habits while creating vulnerabilities such as loss of access during device failures. Ultimately, these changes position governments to exercise absolute authority over economic activity, aligning with prophetic warnings that faithful individuals will face exclusion from buying and selling under systems designed for perpetual control and extraction of resources.

The Money Has Failed! (Part One)

Commentary by Martin G. Collins

In a world without exchange or the division of labor, such as that faced by an isolated individual, money does not exist because no trade occurs and each person must allocate limited resources according to personal priorities of needs like water, food, shelter, and clothing. When scarcity intensifies, as during the seven-year famine in Egypt, the existing form of money loses all value once a single essential good becomes universally desired. Joseph collected all the money in Egypt and Canaan for grain, after which the money failed because no one would surrender life-sustaining grain for currency that could no longer purchase anything. People then exchanged livestock, land, and finally their own bodies into slavery to obtain food, demonstrating that whatever item everyone seeks becomes the true medium of exchange while the prior money ceases to function. This pattern reveals that money exists only as the most marketable commodity; once it is no longer accepted in trade, it is no longer money. In modern conditions the same principle applies when governments phase out cash. Proposals to eliminate large-denomination bills restrict the ability to hold currency outside the banking system and enable negative interest rates that penalize depositors. National actions that suddenly invalidate widely used notes produce panic, closed banks, reprogrammed machines, business shutdowns, and riots, while advancing the explicit goal of a fully digital system. In such a system every transaction can be monitored, approved, or blocked by authorities, limiting where funds may be spent or donated and removing the freedom of movement and choice that physical cash provides. The result is that control over the unit of account allows those in power to determine what may be bought and sold, replicating the ancient outcome in which the older money failed and people surrendered autonomy to obtain necessities.

Money, Control and Sacrifice (2015)

Sermonette by John W. Ritenbaugh

In the important things in life, money is powerless. Wealth cannot buy forgiveness, eternal life, or God's Spirit. Riches do not profit in the day of wrath.

Money, Control, and Sacrifice

Sermonette by

Wealth will certainly damage our character if we permit it to control us. Riches cannot buy forgiveness, the Holy Spirit, or eternal life.

The Money Has Failed! (Part Two)

Commentary by Martin G. Collins

Governments and central banks burdened by massive debt are coordinating efforts to control and confiscate prosperity through the elimination of cash in favor of digital systems. This shift enables authorities to limit withdrawals, impose negative interest rates, apply taxes on cash transactions, and freeze accounts at will, as seen when Venezuela canceled large-denomination notes and accepted only rational amounts for exchange while rejecting truckloads or cartloads of bills. Similar measures have appeared in Cyprus, Greece, India, and Australia, where the $100 note faces potential abolition and major banks have ceased handling cash due to low usage. In Israel a phased plan aims to curtail cash to maximize tax collection, while Turkey restricts bank withdrawals to counter citizens converting currency to dollars. France and Spain cap cash payments at 1,000 euros, and Greece taxes ATM withdrawals to discourage physical currency. Sweden has advanced furthest, with cash comprising only 2 percent of the economy, banks removing ATMs, and even churches collecting tithes through digital apps. These policies are justified publicly as tools against crime and tax evasion yet serve to herd savings into monitored digital accounts where confiscation becomes routine. The resulting loss of private transactions erodes individual sovereignty, leaving citizens dependent on institutions that can track and restrict every exchange. This trajectory echoes the biblical account in Genesis 47:15 where money failed in Egypt and Canaan, forcing reliance on centralized authority for basic needs.

Money Is Power

Feast of Tabernacles Sermon by Richard T. Ritenbaugh

During the Feast, we are blessed with approximately ten percent of our annual income to spend over these eight days, a significant amount of money that can seem substantial yet quickly diminish with expenses. God watches how we manage this money, as it reveals much about our character. How we spend at the Feast can indicate to God how we might handle the power He will grant us in the millennium. Money has always been synonymous with power; with it, doors open, contacts are made, positions and prestige become accessible, and influence grows. In the parable of the minas, servants were given money to trade with, and their success or failure in handling it translated into positions of authority or loss. Those who multiplied their money received power over cities, while the one who did nothing lost even what he had. This principle extends to our lives; if we cannot manage money responsibly, how can we be trusted with greater responsibilities in God's kingdom? Jesus frequently addressed money in His teachings, highlighting its importance in our lives. As Christians, we must be the most conscientious in using money wisely, for it reflects how we will handle power. If we are unfaithful with something as transient as money, who will entrust us with true riches? God will not grant us divine power if we cannot manage the small blessings we have now. At the Feast, with this temporary wealth, we must guard against pride and not trust in uncertain riches but in the Living God who provides all things. Money cannot replace God; it comes from Him, and we must maintain spiritual priorities. We have the means to enjoy, but also to do good, to make a difference by helping those in need among us. Paul advises those with abundance to be rich in good works, using money to relieve burdens and bring joy to others, storing up a foundation for the future. Practical ways to use our discretionary money include seeking out the elderly, unemployed, or those on tight budgets at the Feast, and offering them meals, rides, small gifts, or financial help to ease their journey home. We should be creative and aware of others' needs, ensuring the Feast is joyous for all. Those receiving help should accept it graciously, maintaining good relationships within our brotherhood. By supplying what others lack with our abundance, we follow Christ's example, using power for good and ensuring all are satisfied at the Feast.

How Big Is Amazon.com?

Commentary by Richard T. Ritenbaugh

The immense wealth of individuals like Jeff Bezos, who is nearing the title of the world's richest man with a fortune only $4 billion shy of Bill Gates, is striking. Amazon, under Bezos's leadership, appears to dominate as a giant monopoly in both online and real-world retail, owning diverse companies such as IMDB.com, Audible.com, and Whole Foods, among others. Bezos also holds significant investments in various sectors, showcasing a vast portfolio that extends beyond Amazon to personal ventures like the Washington Post and Blue Origin. This accumulation of wealth, mirrored by other billionaires like Bill Gates, Warren Buffett, Mark Zuckerberg, and international figures such as Amancio Ortega and Carlos Slim Helu, reflects a historical pattern. Forbes magazine reported a record year in 2017 for billionaires, with their numbers increasing by 13% to 2,043, and their total net worth rising by 18% to $7.67 trillion. The United States leads with 565 billionaires, followed by China, Germany, and India, indicating a global surge in extreme wealth. Historically, such wealth is not unprecedented; it parallels the fortunes of past tycoons like Rockefeller and Carnegie, who also amassed great riches through cutting-edge industries of their time. These historical figures often saw their monopolistic companies broken up by market forces or governmental action, suggesting a natural correction over time. Scripture often questions why the wicked prosper while the righteous struggle, yet it reassures us not to envy their wealth, for their ultimate fate is loss if they forfeit their souls. Our true wealth lies in God and the promise of a glorious future.

Tangible Money is on Life Support!

Commentary by Martin G. Collins

Today's society, particularly the younger generations, is being conditioned to perceive money in a radically different light compared to previous eras. The notion of tangible money is fading, giving way to a digital paradigm shift in value perception. Blockchain technology, in use since the 1980s, and cryptocurrencies like Bitcoin, introduced in 2009, have driven this change. Virtual currencies in video games, enabled by fast processors since the 1990s, and non-fungible tokens (NFTs)—crypto tokens securing unique art or collectibles on a blockchain—further redefine money and property. Digital transactions, such as purchasing virtual land in the Metaverse with cryptocurrency like mana, highlight this evolution. While mana can potentially be converted to U.S. dollars, and virtual land holds value for vendors in digital spaces, the fundamental question remains: Do we truly understand what money is anymore? Millennials and Gen Z, familiar with digital currencies from childhood gaming, view Bitcoin as commonplace. Traditional definitions of money, like U.S. dollars or Federal Reserve categories from M0 to M3, contrast with alternative views, such as physical gold. This electronic environment shapes human thinking, moving from ordered cause-and-effect to a confused, artificial intelligence-dominated worldview, affecting even Christians' perceptions of money. The shift in societal attitudes toward money influences church donations, with virtual currencies posing challenges due to their dramatic value fluctuations. For instance, Bitcoin's price surged from $266.15 in 2015 to over $50,000 in 2021, creating confusion and uncertainty. The speculative nature of virtual currencies raises questions about gambling, defined as risking money on chance outcomes with little effort. Such practices, driven by greed and covetousness, contrast with God's principle of accumulating wealth gradually through hard work. The lure of effortless profit, now masked as gaming, reflects a deeper issue of motive. While buying cryptocurrencies is not inherently wrong, the underlying attitude of greed or desire for gain at others' expense is sinful. The love of money, a root of many evils, leads to temptation and destruction, straying from faith. In satan's world, the drive for money fosters competition and self-centeredness, unlike the love toward God and others. True gain lies in godliness with contentment, emphasizing character growth over greedy risk-taking or entitlement mentalities that hinder spiritual development for God's Kingdom.

Money: A Gauge of Character

Sermonette by Richard T. Ritenbaugh

If God cannot trust a person to properly handle a small amount of money, He will not give him responsibility over more crucial matters.

The Love of Money

Sermonette by Richard T. Ritenbaugh

The context for the oft-misquoted 'money is the root of all evil' is a warning against ministers who wish to enrich themselves using the pretext of God's Word.

Money and Balancing Prosperity

Sermonette by John W. Ritenbaugh

Money holds considerable importance in life, as Solomon observed that it answers all things, a point underscored by its 140 direct appearances in the Bible along with numerous related terms such as debt, riches, mammon, treasure, gold, silver, and precious stones. People place great confidence in money because they view it as the solution to problems and as a form of power that enables control, leading them to pursue its increase and to regard wealth as a mark of success. This perspective arises naturally from Solomon's statement in Ecclesiastes 10:19 when taken without qualification, yet the same author qualifies it in Ecclesiastes 7:12 by noting that while both wisdom and money serve as defenses, only wisdom gives life. The Old Testament generally presents prosperity as a reward and sign of divine approval, though not without exceptions, as seen in the success of Joseph, the Psalms' frequent linking of prosperity with favor, David's and Jeremiah's complaints about the prosperity of the wicked, Solomon's own ambivalence in Ecclesiastes, and Job's loss and restoration of wealth. The New Testament, by contrast, approaches money more guardedly, presenting it almost as a threat, a difference reconciled by the fact that both Testaments are true and must be held in balance. Jesus, who had no place to lay His head and whose lack of outward wealth contributed to His rejection, enlarged the concept of success beyond individual physical achievement. He shifted the focus to group success through cooperation and sharing, teaching that personal prosperity must benefit others or it is not genuine success, and that true security lies in being rich toward God rather than in accumulating treasure for oneself. This redefinition moves success from the physical realm to the spiritual, where an abundance of the Spirit produces well-being that money cannot supply, as illustrated by the misery of the wealthy despite their resources and by Christ's own poverty that enables others to become rich through His grace.

Money's Power to Distort

Sermonette by John W. Ritenbaugh

When God challenges us to not come before Him empty handed, He is testing our character, seeing whether we worship ourselves and our security more than God.

How Much Money Does God Need?

CGG Weekly by David C. Grabbe

The Bible and history are replete with stories of presumptuous hustlers, claiming to represent God and to know His will as a means to gain fortune.

The Fear Has Shifted

Commentary by John W. Ritenbaugh (1932-2023)

A family, a company, or nation cannot keep spending beyond its means without consequences. It is illogical that we need to spend money to get out of debt.

Economics in Prophecy

'Prophecy Watch' by Richard T. Ritenbaugh

Many doubters think that the Bible is not sophisticated enough to comment on modern ideas, but God's Word factors economics into the end-time prophecies.

Does God Want You to be Rich?

'Ready Answer' by Staff

Laodiceans think of themselves as rich, while God sees them as poor. But Smyrnans see themselves as poor, yet God says they are rich! What are true riches?

Personal Finance

Commentary by Mike Ford

Although some installment buying (such as a mortgage) may be inevitable, most installment buying is counter-productive, putting us further into debt.

No Need to Borrow

CGG Weekly by Ronny H. Graham

God never intended Israel to have to borrow from anyone. How did a nation of modern-day Israel go from the greatest lender to the greatest debtor?

Another Look at the Prosperity Gospel

CGG Weekly by Mike Fuhrer

Prosperity gospel preachers twist verses out of context to convince people that God will give them anything. They fail to mention that God does not give His benefits to just anyone.

Lacking Nothing (Part One)

Sermon by Martin G. Collins

Scarcity seems to redefine the value of everything, including tools, food, or sentimental objects. Utility trumps every other consideration.

Prosperity's Consequences

Sermon by Martin G. Collins

Prosperity is not always an emblem of God's approval. God will not prosper us if it would cause spiritual damage, insulating us from seeking His kingdom.

Ditching Tithing? Consider Carefully

CGG Weekly by Richard T. Ritenbaugh

In tough financial times, some Christians reduce or cut out altogether God's tithe. They justify it with an excuse like, 'God wouldn't want me to starve!'

Things We Won't Get Rid Of

Commentary by John W. Ritenbaugh (1932-2023)

The United States is of major concern to the world's nations because they witness America's profligate spending and realize that their economic futures are precariously linked to the American economic system. Americans cannot discipline themselves to go without, clinging to portable computers, high-speed internet, smart phones, movies, television, music downloads, pets, booze, coffee, and education. These indeed have become America's idols.

Ending Your Financial Worries

Herbert W. Armstrong Booklet

Even with all the political problems hanging over us, Americans are most concerned about their personal finances. Here is how your financial problems can be solved!

On Earning Wealth

Sermonette by John W. Ritenbaugh (1932-2023)

The three principles for acquiring prosperity (diligently working, wisely managing what one has earned, and meticulously saving) all militate against laziness.

Ecclesiastes and Christian Living (Part Nine): Wisdom as a Defense

'Personal' from John W. Ritenbaugh

The type of wisdom Ecclesiastes teaches is not of the purely philosophical variety, but is a spiritual sagacity combined with practical skill in living.

Preparing For Our Spiritual Inheritance

Sermonette by Ryan McClure

Both the Vanderbilts and Rockefellers started with similar fortunes, but the direction of the two founders and their immediate family led to different outcomes.

The Seven Laws of Success

Herbert W. Armstrong Booklet

WHY are only the very few—women as well as men—successful in life? Just what is success? Here is the surprising answer to life's most difficult problem.

Preparing for Bad Times (Part 1)

Sermon by John W. Ritenbaugh

Both the watchman and the one who hears have a responsibility to make preparations for bad times, helping themselves and others through the tough times.

A Time for Thanksgiving (2008)

Commentary by John W. Ritenbaugh (1932-2023)

Modern Israel seems to have great difficulty managing money because of an addiction to greed. Wealth, without a powerful character, is a destructive drug.

Ecclesiastes Resumed (Part Thirteen)

Sermon by John W. Ritenbaugh (1932-2023)

Solomon teaches us that money may provide some security, but it cannot be relied upon for satisfaction; only a relationship with God will fill that vacuum.

The Christian and the World (Part Seven)

Sermon by John W. Ritenbaugh

The best way to attain true wealth and the abundant eternal life is to loosen our grip on worldly rewards and treasures, and single-mindedly follow Christ.